UPDATED 02-25-2026

Cancellation and Refund Policy

1. Digital Products – No Refund Policy

All products, courses, memberships, and related materials made available through this website are delivered electronically and constitute digital content.

Due to the immediate access provided upon account activation and login, all sales are final. Once a purchaser has logged into the platform and accessed any portion of the digital content, no refunds, chargebacks, or credits shall be issued under any circumstances.

By purchasing and/or accessing the platform, the user expressly acknowledges and agrees:

  • That the products are digital in nature;

  • That access is granted immediately upon login;

  • That digital content cannot be returned; and

  • That all purchases become non-refundable once access has been obtained.


2. Subscription Membership Cancellation

Members may cancel their subscription at any time. 

Members can cancel their subscription from the member dashboard of their account. You can watch a video how to do that here: How to use your Dashboard

You can also cancel your account directly with PayPal: PayPal Cancellation

You can also cancel your account through Stripe: Stripe Cancellation 


Cancellation shall:

  • Prevent future recurring billing; and

  • Allow the member to retain access to the platform through the remainder of the current billing period covered by their most recent payment.

No prorated refunds shall be provided for any unused portion of a subscription term.

Access to the platform will automatically terminate at the conclusion of the active billing cycle unless the subscription is renewed.


3. Billing Disputes

By enrolling in a subscription or purchasing digital content, the user agrees not to initiate chargebacks or payment disputes after access has been granted. In the event of a payment dispute in violation of this policy, the Company reserves the right to immediately suspend or terminate access to the platform.


4. Policy Modifications

The Company reserves the right to modify this Cancellation and Refund Policy at any time. Updated versions shall be effective upon posting to the website.

 You’ll be happy to know that SPC University handles cancellations, expirations, failed payments, terminations (e.g., refunds & chargebacks) for you automatically. If you log into your PayPal account and cancel a Member’s Subscription, or, if the Member logs into their PayPal account and cancels their own Subscription, SPC University will be notified of these important changes and react accordingly through the PayPal IPN service that runs silently behind-the-scene. The PayPal IPN service will notify s2Member whenever a Member’s payments have been failing, and/or whenever a Member’s Subscription has expired for any reason. Even refunds & chargeback reversals are supported through the IPN service. If you issue a refund to an unhappy Customer through PayPal, SPC University will be notified, and the account for that Customer will either be demoted to a Free Subscriber, or deleted automatically (based on your configuration). The communication from PayPal → SPC University is seamless.

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